Withdraw cash in Albania without ATM fees
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| Euronet / independent operatorIndependent operators usually charge €2 to €5 and push you towards expensive currency conversion (DCC). | ALL 177.42–454.02 | 13 | medium |
| Bank ATMs (default) | ALL 350–800 | 276 | medium |
| Union BankVisa ALL 350–500. | ALL 350–500 | 60 | medium |
| CredinsALL 500–600. | ALL 500–600 | 62 | medium |
| BKTALL 700–800. | ALL 700–800 | 98 | medium |
| RaiffeisenALL 700–800. | ALL 700–800 | 91 | medium |
| Tirana BankALL 700. | ALL 700 | 57 | medium |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 57 | – |
ATMs in popular places
FAQ
Can you withdraw cash for free in Albania?
Mostly no. Most bank ATMs in Albania charge foreign cards a fee. No fee-free ATMs known, usually ALL 500–800.
Which ATMs are free in Albania?
According to our sources there are only a few free ATMs. The map marks 0 ATMs with no known fee.
Should I pay in ALL or in my home currency?
If the ATM offers to charge you in your home currency, always choose ALL (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How do I avoid ATM fees in Albania?
Fees are charged mainly by: Credins (ALL 500–600), Union Bank (ALL 350–500), Tirana Bank (ALL 700), Raiffeisen (ALL 700–800). The fee is shown on screen before the withdrawal, so you can still cancel. Use the ATMs marked as free on the map. Avoid Euronet and other independent operators, especially at airports and in tourist areas. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
How up to date is this?
Fees were last checked on 2026-11-02. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
All tips for withdrawing cash abroad →
Sources
- Travel-Dealz: ATM Operator Fees in 80 Countries (09/2026)
- Northern Albania: ATM fees (24.10.2025)
- The Mobile Retiree: ATM fees in Albania (11/2025)
- ATM Fee Saver: ATM Fees in 51 European Countries (06/2026)
- finanzguide.at: Bankomatgebühren Österreich 2026
- Vielfliegertreff: Geldautomaten außerhalb von Deutschland ohne Gebühr (Forum)