Withdraw cash in Armenia without ATM fees
Preview Only Ameriabank is rated so far (officially AMD 1,500 since March 2026). The other banks are marked “?”.
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| AmeriabankSince 16 Mar 2026 withdrawals with foreign cards cost AMD 1,500. | AMD 1,500 | 3 | high |
| Bank ATMs (default) | unclear | 1,309 | – |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 2 | – |
ATMs in popular places
FAQ
Can you withdraw cash for free in Armenia?
It depends on the bank. In Armenia, some bank ATMs are free and others charge a fee. Reportedly mostly free, but tariffs have been changing since 2026.
Which ATMs are free in Armenia?
According to our sources there are only a few free ATMs. The map marks 0 ATMs with no known fee.
Should I pay in AMD or in my home currency?
If the ATM offers to charge you in your home currency, always choose AMD (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How do I avoid ATM fees in Armenia?
Fees are charged mainly by: Ameriabank (AMD 1,500). The fee is shown on screen before the withdrawal, so you can still cancel. Use the ATMs marked as free on the map. Avoid Euronet and other independent operators, especially at airports and in tourist areas. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
How up to date is this?
Fees were last checked on 2026-11-02. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
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