Fee-free ATMs in Graz
Yes, but only at some ATMs. 16 of the 87 ATMs within 2 km of the centre of Graz have no known operator fee. The closest is BKS, 340 m away.
87ATMs
16free
50fee
21unclear
Within 1 km, 11 of 49 ATMs are free.
Closest ATMs without a fee
These ATMs charge a fee
| ATM / operator | Operator fee | ATMs |
|---|---|---|
| Erste Bank / Sparkasse | €3.90–4.95 | 20 |
| Raiffeisen | €2–5 | 16 |
| bank99 | €4.90–4.99 | 5 |
| Volksbank / Sparda | €1.95–3.99 | 3 |
| Euronet | €1.95–4.95 | 3 |
| Bank Austria | €2 | 2 |
| IC Cash | €1.95–4.99 | 1 |
How to avoid fees
- If the ATM offers a conversion, always choose “without conversion” or euros. The ATM's own conversion often costs 5–10%.
- Withdraw a larger amount once rather than small amounts several times.
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FAQ
Can you withdraw cash for free in Graz?
Yes, but only at some ATMs. 16 of the 87 ATMs within 2 km of the centre of Graz have no known operator fee. The closest is BKS, 340 m away.
Which ATMs should I avoid in Graz?
Fees are charged mainly by: Erste Bank / Sparkasse (€3.90–4.95), Raiffeisen (€2–5), bank99 (€4.90–4.99), Volksbank / Sparda (€1.95–3.99).
Should I accept the ATM's currency conversion?
If the ATM offers a conversion, always choose “without conversion” or euros. The ATM's own conversion often costs 5–10%.