Fee-free ATMs in Kotor
27ATMs
0free
23fee
4unclear
Which ATMs cost what in Kotor?
| ATM / operator | Operator fee | ATMs |
|---|---|---|
| Euronet / independent operatorNearest: 30 m | €1.95–4.99 | 3 |
| Bank ATMs (default)Nearest: 80 m | €2–5 | 17 |
| CKBNearest: 140 m | €4.99 | 3 |
| Operator unknownNearest: 80 m | unclear | 4 |
FAQ
Can you withdraw cash for free in Kotor?
It's difficult. Within 2 km of the centre of Kotor we don't know of any ATM that is reliably free. Check the screen at the ATM.
Should I accept the ATM's currency conversion?
If the ATM offers a conversion, always choose “without conversion” or euros. The ATM's own conversion often costs 5–10%.
How do I avoid ATM fees in Kotor?
Avoid mainly: Bank ATM (€2–5), Euronet / independent operator (€1.95–4.99), CKB (€4.99). Use the ATMs marked as free above and on the map. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
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