Fee-free ATMs in Shanghai
Preview Only Bank of China is rated so far (officially no own fee). The other banks are marked “?”.
39ATMs
1free
0fee
38unclear
Which ATMs cost what in Shanghai?
| ATM / operator | Operator fee | ATMs |
|---|---|---|
| Bank of ChinaNearest: 80 m | free | 1 |
| Bank ATMs (default)Nearest: 290 m | unclear | 30 |
| Operator unknownNearest: 190 m | unclear | 8 |
FAQ
Can you withdraw cash for free in Shanghai?
Yes, but only at some ATMs. 1 of the 39 ATMs within 2 km of the centre of Shanghai have no known operator fee. The closest is 中国银行, 80 m away.
Should I pay in CNY or in my home currency?
If the ATM offers to charge you in your home currency, always choose CNY (without conversion). The ATM's own conversion often costs 5–10%.
How do I avoid ATM fees in Shanghai?
Avoid independent operators such as Euronet. Use the ATMs marked as free above and on the map. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
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