Fee-free ATMs in Sofia

Yes. 166 of the 182 ATMs within 2 km of the centre of Sofia have no known operator fee. The closest is UniCredit Bulbank, 10 m away.

182ATMs

166free

5fee

11unclear

Within 1 km, 74 of 83 ATMs are free.

Closest ATMs without a fee

Straight-line distance from the centre of Sofia. Tap an ATM to see it on the map and start a walking route.

Operators with a known fee within 2 km. The fee is shown on screen before the withdrawal, so you can still cancel.

ATM / operator	Operator fee	ATMs
Euronet / independent operator	€1.95–4.99	5

If the ATM offers a conversion, always choose “without conversion” or euros. The ATM's own conversion often costs 5–10%.
Withdraw a larger amount once rather than small amounts several times.

Can you withdraw cash for free in Sofia?

Yes. 166 of the 182 ATMs within 2 km of the centre of Sofia have no known operator fee. The closest is UniCredit Bulbank, 10 m away.

Which ATMs should I avoid in Sofia?

Fees are charged mainly by: Euronet / independent operator (€1.95–4.99).

Should I accept the ATM's currency conversion?

If the ATM offers a conversion, always choose “without conversion” or euros. The ATM's own conversion often costs 5–10%.

Fees as of 2026-10-31 · ATM locations from OpenStreetMap (2026-10-19)