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Withdraw cash in Costa Rica without ATM fees

Preview Only Banco de Costa Rica is rated so far (free according to several reports). The other banks are marked “?”.

505ATMs
106free
0fee
399unclear

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Which ATMs cost what?

ATM / operatorOperator feeATMsConfidence
Banco de Costa Rica (BCR)No operator fee according to several reports.free106medium
Bank ATMs (default)unclear349–
Operator unknownOperator not recorded in OpenStreetMap.unclear50–

ATMs in popular places

Number of ATMs within 2 km, and how many of them have no known operator fee.

FAQ

Can you withdraw cash for free in Costa Rica?

It depends on the bank. In Costa Rica, some bank ATMs are free and others charge a fee. Sources disagree: some free, some CRC 1,500–3,000.

Which ATMs are free in Costa Rica?

According to our sources, no operator fee at: Banco de Costa Rica (BCR). The map marks 106 ATMs with no known fee.

Should I pay in CRC or in my home currency?

If the ATM offers to charge you in your home currency, always choose CRC (without conversion). The ATM's own conversion (DCC) often costs 5–10%.

How do I avoid ATM fees in Costa Rica?

Independent operators such as Euronet usually charge fees. The fee is shown on screen before the withdrawal, so you can still cancel. Use the ATMs marked as free on the map. Independent operators such as Euronet charge fees almost everywhere. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.

How up to date is this?

Fees were last checked on 2026-11-02. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.

All tips for withdrawing cash abroad →

Sources

  1. Two Weeks in Costa Rica: Using ATMs (16.12.2025)
  2. Puerto Viejo Satellite: Money (bis 01/2025)
  3. Travel-Dealz: ATM Operator Fees (09/2026)
  4. ATM Fee Saver: ATM Fees in 51 European Countries (06/2026)
  5. finanzguide.at: Bankomatgebühren Österreich 2026
  6. Vielfliegertreff: Geldautomaten außerhalb von Deutschland ohne Gebühr (Forum)

Fees as of 2026-11-02 · ATM locations from OpenStreetMap (2026-10-19)