Withdraw cash in Ecuador without ATM fees
Preview Only Banco Internacional (free) and Banco Pichincha are rated so far. The other banks are marked “?”.
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| Banco InternacionalFree, limit about USD 100. | free | 46 | medium |
| Euronet / independent operatorIndependent operators usually charge €2 to €5 and push you towards expensive currency conversion (DCC). | USD 2.18–5.57 | 1 | medium |
| Banco PichinchaAbout USD 4–4.50. | USD 4–4.50 | 231 | low |
| Bank ATMs (default) | unclear | 959 | – |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 195 | – |
ATMs in popular places
FAQ
Can you withdraw cash for free in Ecuador?
It depends on the bank. In Ecuador, some bank ATMs are free and others charge a fee. Fees vary by bank between 0 and about USD 5.
Which ATMs are free in Ecuador?
According to our sources, no operator fee at: Banco Internacional. The map marks 46 ATMs with no known fee.
Should I pay in USD or in my home currency?
If the ATM offers to charge you in your home currency, always choose USD (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How do I avoid ATM fees in Ecuador?
Fees are charged mainly by: Banco Pichincha (USD 4–4.50), Euronet / independent operator (USD 2.18–5.57). The fee is shown on screen before the withdrawal, so you can still cancel. Use the ATMs marked as free on the map. Avoid Euronet and other independent operators, especially at airports and in tourist areas. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
How up to date is this?
Fees were last checked on 2026-11-02. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
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