Withdraw cash in Japan without ATM fees
Preview Only Japan Post Bank is rated so far (officially ¥220). Seven Bank, AEON and others show any fee on screen and are marked “?”.
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| Japan Post BankOfficial: ¥220 per withdrawal for certain foreign cards. | JPY 220 | 1,026 | high |
| Bank ATMs (default) | unclear | 7,400 | – |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 794 | – |
ATMs in popular places
FAQ
Can you withdraw cash for free in Japan?
It depends on the bank. In Japan, some bank ATMs are free and others charge a fee. No fixed amount published; the fee is shown on screen.
Which ATMs are free in Japan?
According to our sources there are only a few free ATMs. The map marks 0 ATMs with no known fee.
Should I pay in JPY or in my home currency?
If the ATM offers to charge you in your home currency, always choose JPY (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How do I avoid ATM fees in Japan?
Fees are charged mainly by: Japan Post Bank (JPY 220). The fee is shown on screen before the withdrawal, so you can still cancel. Use the ATMs marked as free on the map. Avoid Euronet and other independent operators, especially at airports and in tourist areas. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
How up to date is this?
Fees were last checked on 2026-11-02. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
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