Withdraw cash in Laos without ATM fees
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| Bank ATMs (default) | LAK 20,000–75,000 | 371 | medium |
| BCELFlat LAK 20,000–30,000. | LAK 20,000–30,000 | 189 | medium |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 114 | – |
ATMs in popular places
FAQ
Can you withdraw cash for free in Laos?
Mostly no. Most bank ATMs in Laos charge foreign cards a fee. All ATMs charge a fee (flat or about 2–3%).
Which ATMs are free in Laos?
According to our sources there are only a few free ATMs. The map marks 0 ATMs with no known fee.
Should I pay in LAK or in my home currency?
If the ATM offers to charge you in your home currency, always choose LAK (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How do I avoid ATM fees in Laos?
Fees are charged mainly by: BCEL (LAK 20,000–30,000). The fee is shown on screen before the withdrawal, so you can still cancel. Use the ATMs marked as free on the map. Avoid Euronet and other independent operators, especially at airports and in tourist areas. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
How up to date is this?
Fees were last checked on 2026-11-02. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
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