Withdraw cash in North Macedonia without ATM fees
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| Bank ATMs (default) | MKD 150–350 | 238 | medium |
| HalkbankFormerly free, now charges a fee. | MKD 150–350 | 20 | low |
| Stopanska BankaMKD 250 per the bank tariff. | MKD 250 | 11 | high |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 49 | – |
ATMs in popular places
FAQ
Can you withdraw cash for free in North Macedonia?
Mostly no. Most bank ATMs in North Macedonia charge foreign cards a fee. Since about 2024, practically all banks charge MKD 150–350.
Which ATMs are free in North Macedonia?
According to our sources there are only a few free ATMs. The map marks 0 ATMs with no known fee.
Should I pay in MKD or in my home currency?
If the ATM offers to charge you in your home currency, always choose MKD (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How do I avoid ATM fees in North Macedonia?
Fees are charged mainly by: Stopanska Banka (MKD 250), Halkbank (MKD 150–350). The fee is shown on screen before the withdrawal, so you can still cancel. Use the ATMs marked as free on the map. Avoid Euronet and other independent operators, especially at airports and in tourist areas. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
How up to date is this?
Fees were last checked on 2026-11-02. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
All tips for withdrawing cash abroad →
Sources
- Travel-Dealz: ATM Operator Fees in 80 Countries (09/2026)
- Tripadvisor: New ATM charges for foreign cards (2024)
- TravelCoolPlaces: North Macedonia currency (09/2026)
- ATM Fee Saver: ATM Fees in 51 European Countries (06/2026)
- finanzguide.at: Bankomatgebühren Österreich 2026
- Vielfliegertreff: Geldautomaten außerhalb von Deutschland ohne Gebühr (Forum)