Withdraw cash in Peru without ATM fees
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| Banco de la Nación (MultiRed)Free according to several independent reports, limit about PEN 400. | free | 250 | medium |
| Bank ATMs (default) | PEN 18–36 | 671 | medium |
| GlobalNetMost expensive network. | PEN 19–36 | 57 | medium |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 69 | – |
ATMs in popular places
FAQ
Can you withdraw cash for free in Peru?
Mostly no. Most bank ATMs in Peru charge foreign cards a fee. Almost all bank ATMs charge foreign cards a fee, usually PEN 18–25, up to PEN 36 at GlobalNet.
Which ATMs are free in Peru?
According to our sources, no operator fee at: Banco de la Nación (MultiRed). The map marks 250 ATMs with no known fee.
Should I pay in PEN or in my home currency?
If the ATM offers to charge you in your home currency, always choose PEN (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How do I avoid ATM fees in Peru?
Fees are charged mainly by: GlobalNet (PEN 19–36). The fee is shown on screen before the withdrawal, so you can still cancel. Use the ATMs marked as free on the map. Avoid Euronet and other independent operators, especially at airports and in tourist areas. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
How up to date is this?
Fees were last checked on 2026-11-02. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
All tips for withdrawing cash abroad →
Sources
- Travel-Dealz: ATM Operator Fees (09/2026)
- Peru Explorer: ATM fees (08.07.2025)
- Reddit r/Machupicchu: Money/ATM in Peru (11/2024)
- ATM Fee Saver: ATM Fees in 51 European Countries (06/2026)
- finanzguide.at: Bankomatgebühren Österreich 2026
- Vielfliegertreff: Geldautomaten außerhalb von Deutschland ohne Gebühr (Forum)