Withdraw cash in Türkiye without ATM fees
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| HalkbankReported free by two sources in 2026. | free | 456 | medium |
| PTTReported free by two sources in 2026. | free | 85 | medium |
| Bank ATMs (default) | TRY 50–150 | 2,927 | medium |
| Ziraat BankasıFormerly free, charges since about May 2026. | TRY 80–100 | 955 | low |
| Garanti / Akbank / Yapı Kredi / QNB / İşbankCharge a fee according to both sources, often expensive. | fee | 2,794 | medium |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 525 | – |
ATMs in popular places
FAQ
Can you withdraw cash for free in Türkiye?
Mostly no. Most bank ATMs in Türkiye charge foreign cards a fee. Most banks charge about TRY 30–150 per withdrawal.
Which ATMs are free in Türkiye?
According to our sources, no operator fee at: Halkbank, PTT. The map marks 541 ATMs with no known fee.
Should I pay in TRY or in my home currency?
If the ATM offers to charge you in your home currency, always choose TRY (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How do I avoid ATM fees in Türkiye?
Fees are charged mainly by: Ziraat Bankası (TRY 80–100), Garanti / Akbank / Yapı Kredi / QNB / İşbank. The fee is shown on screen before the withdrawal, so you can still cancel. Use the ATMs marked as free on the map. Avoid Euronet and other independent operators, especially at airports and in tourist areas. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
How up to date is this?
Fees were last checked on 2026-11-02. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
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