Withdraw cash in the United States without ATM fees
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| Euronet / independent operatorIndependent operators usually charge €2 to €5 and push you towards expensive currency conversion (DCC). | USD 2.18–5.57 | 130 | medium |
| Bank ATMs (default) | USD 3–5 | 17,501 | medium |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 4,880 | – |
ATMs in popular places
- New York (Times Square)
- Los Angeles
- San Francisco
- Las Vegas Strip
- Miami Beach
- Chicago
- Washington
- Orlando
- Boston
- Honolulu (Waikiki)
FAQ
Can you withdraw cash for free in the United States?
Mostly no. Most bank ATMs in the United States charge foreign cards a fee. Almost all ATMs charge non-customers a fee, averaging $3.22 in 2025; some up to about $7.
Which ATMs are free in the United States?
According to our sources there are only a few free ATMs. The map marks 0 ATMs with no known fee.
Should I pay in USD or in my home currency?
If the ATM offers to charge you in your home currency, always choose USD (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How do I avoid ATM fees in the United States?
Fees are charged mainly by: Euronet / independent operator (USD 2.18–5.57). The fee is shown on screen before the withdrawal, so you can still cancel. Use the ATMs marked as free on the map. Avoid Euronet and other independent operators, especially at airports and in tourist areas. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
How up to date is this?
Fees were last checked on 2026-11-02. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
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