FeeFreeATM › Countries › Germany › Cologne

Fee-free ATMs in Cologne

Preview Only Euronet is rated so far (about €4–6). Whether Sparkassen, Volksbanken and other banks charge foreign cards is contradictory; they are marked “?”.

108ATMs
0free
31fee
77unclear

Open the map in Cologne →

Which ATMs cost what in Cologne?

All ATMs within 2 km of the centre of Cologne. Tap an operator to see its nearest ATM on the map.

ATM / operatorOperator feeATMs
Euronet / independent operatorNearest: 170 m€1.95–4.9911
EuronetNearest: 150 m€4–620
Bank ATMs (default)Nearest: 140 munclear67
Operator unknownNearest: 210 munclear10

FAQ

Can you withdraw cash for free in Cologne?

It's difficult. Within 2 km of the centre of Cologne we don't know of any ATM that is reliably free. Check the screen at the ATM.

Should I accept the ATM's currency conversion?

If the ATM offers a conversion, always choose “without conversion” or euros. The ATM's own conversion often costs 5–10%.

How do I avoid ATM fees in Cologne?

Avoid mainly: Euronet (€4–6), Euronet / independent operator (€1.95–4.99). Use the ATMs marked as free above and on the map. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.

More about Germany → · All money-saving tips →

Fees as of 2026-11-02 · ATM locations from OpenStreetMap (2026-10-19)

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