Fee-free ATMs in Munich
Preview Only Euronet is rated so far (about €4–6). Whether Sparkassen, Volksbanken and other banks charge foreign cards is contradictory; they are marked “?”.
145ATMs
0free
54fee
91unclear
Which ATMs cost what in Munich?
| ATM / operator | Operator fee | ATMs |
|---|---|---|
| Euronet / independent operatorNearest: 290 m | €1.95–4.99 | 22 |
| EuronetNearest: 70 m | €4–6 | 32 |
| Bank ATMs (default)Nearest: 50 m | unclear | 84 |
| Operator unknownNearest: 320 m | unclear | 7 |
FAQ
Can you withdraw cash for free in Munich?
It's difficult. Within 2 km of the centre of Munich we don't know of any ATM that is reliably free. Check the screen at the ATM.
Should I accept the ATM's currency conversion?
If the ATM offers a conversion, always choose “without conversion” or euros. The ATM's own conversion often costs 5–10%.
How do I avoid ATM fees in Munich?
Avoid mainly: Euronet (€4–6), Euronet / independent operator (€1.95–4.99). Use the ATMs marked as free above and on the map. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
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