Fee-free ATMs in Heraklion (Crete)
Preview Rated so far: the four big banks plus Euronet, Cashzone and Cashflex (fees for foreign cards since August 2025). The 2025 free-withdrawal rule only applies to Greek cards.
Open the map in Heraklion (Crete) →
Which ATMs cost what in Heraklion (Crete)?
| ATM / operator | Operator fee | ATMs |
|---|---|---|
| Alpha BankNearest: 970 m | €1.80 | 4 |
| EurobankNearest: 760 m | €1.80 | 3 |
| Εθνική Τράπεζα (National Bank)Nearest: 900 m | €1.90 | 2 |
| Piraeus BankNearest: 300 m | €2 | 3 |
| CashzoneNearest: 950 m | €3.50 | 4 |
| EuronetNearest: 690 m | €4.90 | 5 |
| Bank ATMs (default)Nearest: 350 m | unclear | 6 |
| Operator unknownNearest: 940 m | unclear | 4 |
FAQ
Can you withdraw cash for free in Heraklion (Crete)?
It's difficult. Within 2 km of the centre of Heraklion (Crete) we don't know of any ATM that is reliably free. Check the screen at the ATM.
Should I accept the ATM's currency conversion?
If the ATM offers a conversion, always choose “without conversion” or euros. The ATM's own conversion often costs 5–10%.
How do I avoid ATM fees in Heraklion (Crete)?
Avoid mainly: Euronet (€4.90), Alpha Bank (€1.80), Cashzone (€3.50), Eurobank (€1.80). Use the ATMs marked as free above and on the map. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
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