Fee-free ATMs in Ho Chi Minh City
Preview Only VPBank (free), TPBank and Vietcombank are rated so far. The other banks are marked “?”; most charge VND 20,000–55,000.
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Which ATMs cost what in Ho Chi Minh City?
| ATM / operator | Operator fee | ATMs |
|---|---|---|
| VPBankNearest: 260 m | free | 7 |
| VietcombankNearest: 510 m | VND 50,000–55,000 | 7 |
| TPBankNearest: 840 m | fee | 3 |
| Bank ATMs (default)Nearest: 140 m | unclear | 133 |
| Operator unknownNearest: 250 m | unclear | 21 |
FAQ
Can you withdraw cash for free in Ho Chi Minh City?
Yes, but only at some ATMs. 7 of the 171 ATMs within 2 km of the centre of Ho Chi Minh City have no known operator fee. The closest is VPBank, 260 m away.
Should I pay in VND or in my home currency?
If the ATM offers to charge you in your home currency, always choose VND (without conversion). The ATM's own conversion often costs 5–10%.
How do I avoid ATM fees in Ho Chi Minh City?
Avoid mainly: Vietcombank (VND 50,000–55,000), TPBank (fee). Use the ATMs marked as free above and on the map. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
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