Withdraw cash in Sri Lanka without ATM fees
Preview Only HNB and Sampath (fee) are rated so far. The other banks are marked “?”.
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| Sampath BankFee for foreign cards. | LKR 300–500 | 127 | low |
| HNB / CargillsFee for all foreign cards. | LKR 500–1,000 | 147 | medium |
| Bank ATMs (default) | unclear | 855 | – |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 72 | – |
ATMs in popular places
FAQ
Can you withdraw cash for free in Sri Lanka?
It depends on the bank. In Sri Lanka, some bank ATMs are free and others charge a fee. Usually LKR 150–1,000; whether BOC and People's Bank are free is unconfirmed.
Which ATMs are free in Sri Lanka?
According to our sources there are only a few free ATMs. The map marks 0 ATMs with no known fee.
Should I pay in LKR or in my home currency?
If the ATM offers to charge you in your home currency, always choose LKR (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How do I avoid ATM fees in Sri Lanka?
Fees are charged mainly by: HNB / Cargills (LKR 500–1,000), Sampath Bank (LKR 300–500). The fee is shown on screen before the withdrawal, so you can still cancel. Use the ATMs marked as free on the map. Avoid Euronet and other independent operators, especially at airports and in tourist areas. Withdraw a larger amount once rather than small amounts several times, and check before your trip what your own bank charges for foreign withdrawals.
How up to date is this?
Fees were last checked on 2026-11-02. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
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