FeeFreeATM › Countries › Austria

Withdraw cash in Austria without ATM fees

It depends on the bank. In Austria, some bank ATMs are free and others charge a fee.

Many Austrian banks charge foreign cards €2–5 per withdrawal (sometimes up to €7.90). According to comparison sites, BAWAG, BKS, VKB and DenizBank are free.

This assessment is still uncertain because there are few recent sources. Check the screen at the ATM.

4,884ATMs
393free
3,469fee
1,022unclear

Our map shows 4,884 ATMs in Austria. 393 have no known operator fee, 3,469 charge one and for 1,022 it is unclear.

Open the map →

Which ATMs cost what?

ATM / operatorOperator feeATMsConfidence
Bank ATMs (default)unclear362low
Euronet€1.95 for Austrian cards, sometimes more for foreign cards; decline DCC.€1.95–4.95113medium
IC CashIndependent operator, often in tobacco shops (Trafik).€1.95–4.9948medium
BAWAGNo fee for foreign cards according to comparison sites.free256medium
BKS Bankfree47medium
VKB Bankfree26medium
DenizBankfree17medium
BTVfree32low
First Data / WorldlineNo direct fee according to finanzguide.at; check the screen at the ATM.free15low
Erste Bank / Sparkasse€3.90–4.95829medium
bank99€4.90–4.99380medium
Hypo Tirol€4.90–5.8519medium
Oberbank€2.9093medium
Bank AustriaSome locations (e.g. Lienz) reported as considerably more expensive.€2117medium
Raiffeisen€2–5 depending on the local Raiffeisen bank; in a 2025 forum test every Raiffeisen ATM charged a fee. Some Raiffeisen banks may be free.€2–51,556medium
Volksbank / SpardaForum 2025: Sparda €3.99, Volksbank Wien/Sparda charged a fee; older report €1.95 (Volksbank Upper Austria).€1.95–3.99300medium
Euronet / independent operatorIndependent operators usually charge €2 to €5 and push you towards expensive currency conversion (DCC).€1.95–4.9914medium
Operator unknownOperator not recorded in OpenStreetMap.unclear660–

ATMs in popular places

Number of ATMs within 2 km, and how many of them have no known operator fee.

How to avoid fees

All tips for withdrawing cash abroad →

Traveller reports

DateBankResultSource
2025-09-24BKS BankfreeVielfliegertreff
2025-09-24BAWAGfreeVielfliegertreff
2025-09-24Sparda-Bank€3.99Vielfliegertreff
2025-09-24bank99€4.99Vielfliegertreff
2025-06-10Sparkasse, Raiffeisen, Sparda (Wien)see sourceVielfliegertreff
2025-05-26BAWAGfreeVielfliegertreff

FAQ

Can you withdraw cash for free in Austria?

It depends on the bank. In Austria, some bank ATMs are free and others charge a fee. Many Austrian banks charge foreign cards €2–5 per withdrawal (sometimes up to €7.90). According to comparison sites, BAWAG, BKS, VKB and DenizBank are free.

Which ATMs are free in Austria?

According to our sources, no operator fee at: BAWAG, BKS Bank, VKB Bank, DenizBank, BTV. The map marks 393 ATMs with no known fee.

Which ATMs should I avoid in Austria?

Fees are charged mainly by: Euronet (€1.95–4.95), IC Cash (€1.95–4.99), Erste Bank / Sparkasse (€3.90–4.95), bank99 (€4.90–4.99). The fee is shown on screen before the withdrawal, so you can still cancel.

Should I pay in euros or in my home currency?

If your card is in another currency (e.g. GBP, USD or CHF) and the ATM offers a conversion, always choose euro (without conversion). The ATM's own conversion (DCC) often costs 5–10%.

How up to date is this?

Fees were last checked on 2026-10-31. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.

Sources

  1. finanzguide.at: Bankomatgebühren Österreich 2026
  2. gratis-konto.at: Bankomatgebühr in Österreich
  3. ATM Fee Saver: Cash and ATMs in Austria
  4. durchblicker.at: Bankomatgebühren & Euronet in Österreich
  5. Vielfliegertreff: Geldautomaten außerhalb von Deutschland ohne Gebühr (Forum)
  6. ATM Fee Saver: ATM Fees in 51 European Countries (06/2026)
  7. Travel Currency Guide: Austria (05/2026)

Fees as of 2026-10-31 · ATM locations from OpenStreetMap (2026-10-19)

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