Withdraw cash in Hungary without ATM fees
It depends on the bank. In Hungary, some bank ATMs are free and others charge a fee.
MBH, K&H, Raiffeisen and UniCredit charge no operator fee; OTP (HUF 1,999) and Erste (HUF 1,200) charge foreign cards a fee. No data for other banks.
Our map shows 3,236 ATMs in Hungary. 1,089 have no known operator fee, 1,589 charge one and for 558 it is unclear.
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| Bank ATMs (default) | unclear | 324 | medium |
| OTP BankSince 19 Sep 2025 for cards not issued in Hungary. €4.99 at euro ATMs. | HUF 1,999 | 1,127 | high |
| Erste BankSince 30 Apr 2023 for foreign cards; reportedly no longer for Revolut cards. | HUF 1,200 | 247 | high |
| MBH Bank | free | 681 | medium |
| K&H Bank | free | 234 | medium |
| Raiffeisen Bank | free | 85 | medium |
| UniCredit BankForum report 09/2026: always free. | free | 89 | medium |
| Euronet / independent operatorIndependent operators usually charge €2 to €5 and push you towards expensive currency conversion (DCC). | HUF 714.34–1,827.99 | 215 | medium |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 234 | – |
ATMs in popular places
How to avoid fees
- Prefer the ATMs marked as free above.
- If the ATM offers to charge you in your home currency, always choose HUF (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
- Avoid Euronet and other independent operators, especially at airports and in tourist areas.
- Withdraw a larger amount once rather than small amounts several times.
- Check before your trip what your own bank charges for foreign withdrawals.
All tips for withdrawing cash abroad →
FAQ
Can you withdraw cash for free in Hungary?
It depends on the bank. In Hungary, some bank ATMs are free and others charge a fee. MBH, K&H, Raiffeisen and UniCredit charge no operator fee; OTP (HUF 1,999) and Erste (HUF 1,200) charge foreign cards a fee. No data for other banks.
Which ATMs are free in Hungary?
According to our sources, no operator fee at: MBH Bank, K&H Bank, Raiffeisen Bank, UniCredit Bank. The map marks 1,089 ATMs with no known fee.
Which ATMs should I avoid in Hungary?
Fees are charged mainly by: OTP Bank (HUF 1,999), Erste Bank (HUF 1,200), Euronet / independent operator (HUF 714.34–1,827.99). The fee is shown on screen before the withdrawal, so you can still cancel.
Should I pay in HUF or in my home currency?
If the ATM offers to charge you in your home currency, always choose HUF (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How up to date is this?
Fees were last checked on 2026-10-31. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
Sources
- RevB.hu: Ezek a hazai ATM-ek nem számolnak fel extra díjat (17.06.2026, aktualisiert 30.09.2026)
- RevB.hu: Az OTP bevezette az ATM díjat a Revolut és más külföldi bankkártyákra (2025)
- Vielfliegertreff: Geldautomaten außerhalb von Deutschland ohne Gebühr (Forum)
- ATM Fee Saver: ATM Fees in 51 European Countries (06/2026)
- finanzguide.at: Bankomatgebühren Österreich 2026
- Travel Currency Guide: Hungary (06/2026)
- ATM Fee Saver: Travel ATM Fee Index 2026, Europa (10.06.2026)