Withdraw cash in Luxembourg without ATM fees
Yes. Bank ATMs in Luxembourg usually don't charge foreign cards an ATM fee.
BGL BNP Paribas, Spuerkeess and ING charge no operator fee.
Our map shows 245 ATMs in Luxembourg. 235 have no known operator fee, 0 charge one and for 10 it is unclear.
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| Bank ATMs (default) | free | 235 | medium |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 10 | – |
ATMs in popular places
How to avoid fees
- Prefer the ATMs marked as free above.
- If your card is in another currency (e.g. GBP, USD or CHF) and the ATM offers a conversion, always choose euro (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
- Independent operators such as Euronet charge fees almost everywhere, even if there are few of them here.
- Withdraw a larger amount once rather than small amounts several times.
- Check before your trip what your own bank charges for foreign withdrawals.
All tips for withdrawing cash abroad →
FAQ
Can you withdraw cash for free in Luxembourg?
Yes. Bank ATMs in Luxembourg usually don't charge foreign cards an ATM fee. BGL BNP Paribas, Spuerkeess and ING charge no operator fee.
Which ATMs are free in Luxembourg?
Most bank ATMs. The map marks 235 ATMs with no known fee.
Which ATMs should I avoid in Luxembourg?
Independent operators such as Euronet usually charge fees. The fee is shown on screen before the withdrawal, so you can still cancel.
Should I pay in euros or in my home currency?
If your card is in another currency (e.g. GBP, USD or CHF) and the ATM offers a conversion, always choose euro (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How up to date is this?
Fees were last checked on 2026-10-31. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
Sources
- Travel Currency Guide: Luxembourg (08/2026)
- Travel-Dealz: ATM Operator Fees in 80 Countries (2023, mit Leserberichten bis 2026)
- ATM Fee Saver: Travel ATM Fee Index 2026, Europa (10.06.2026)
- ATM Fee Saver: ATM Fees in 51 European Countries (06/2026)
- finanzguide.at: Bankomatgebühren Österreich 2026
- Vielfliegertreff: Geldautomaten außerhalb von Deutschland ohne Gebühr (Forum)