Withdraw cash in the United Kingdom without ATM fees
Yes. Bank ATMs in the United Kingdom usually don't charge foreign cards an ATM fee.
Bank ATMs (LINK "Free cash withdrawals") charge no fee.
Our map shows 13,611 ATMs in the United Kingdom. 6,963 have no known operator fee, 1,865 charge one and for 4,783 it is unclear.
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| Bank ATMs (default) | free | 6,963 | medium |
| Pay-to-use according to OpenStreetMapMarked as pay-to-use in OpenStreetMap. | GBP 0.99–2.99 | 313 | medium |
| Independent operator (Cardtronics, NoteMachine, Bank Machine …) | GBP 1.50–3.50 | 642 | medium |
| Euronet / independent operatorIndependent operators usually charge €2 to €5 and push you towards expensive currency conversion (DCC). | GBP 1.63–4.16 | 910 | medium |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 4,783 | – |
ATMs in popular places
How to avoid fees
- Prefer the ATMs marked as free above.
- If the ATM offers to charge you in your home currency, always choose GBP (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
- Avoid Euronet and other independent operators, especially at airports and in tourist areas.
- Withdraw a larger amount once rather than small amounts several times.
- Check before your trip what your own bank charges for foreign withdrawals.
All tips for withdrawing cash abroad →
Traveller reports
| Date | Bank | Result | Source |
|---|---|---|---|
| 2026-08-09 | Schottische Grossbanken (Bank of Scotland, RBS, Clydesdale) | free | Vielfliegertreff |
FAQ
Can you withdraw cash for free in the United Kingdom?
Yes. Bank ATMs in the United Kingdom usually don't charge foreign cards an ATM fee. Bank ATMs (LINK "Free cash withdrawals") charge no fee.
Which ATMs are free in the United Kingdom?
Most bank ATMs. The map marks 6,963 ATMs with no known fee.
Which ATMs should I avoid in the United Kingdom?
Fees are charged mainly by: Pay-to-use according to OpenStreetMap (GBP 0.99–2.99), Independent operator (Cardtronics, NoteMachine, Bank Machine …) (GBP 1.50–3.50), Euronet / independent operator (GBP 1.63–4.16). The fee is shown on screen before the withdrawal, so you can still cancel.
Should I pay in GBP or in my home currency?
If the ATM offers to charge you in your home currency, always choose GBP (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How up to date is this?
Fees were last checked on 2026-10-31. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
Sources
- Travel Currency Guide: United Kingdom (07/2026)
- ATM Fee Saver: Travel ATM Fee Index 2026, Europa (10.06.2026)
- ATM Fee Saver: ATM Fees in 51 European Countries (06/2026)
- OpenStreetMap: Tag fee=* an Geldautomaten
- Vielfliegertreff: Geldautomaten außerhalb von Deutschland ohne Gebühr (Forum)
- finanzguide.at: Bankomatgebühren Österreich 2026