Withdraw cash in Switzerland without ATM fees
Yes. Bank ATMs in Switzerland usually don't charge foreign cards an ATM fee.
UBS, PostFinance, Raiffeisen and the cantonal banks usually charge no operator fee.
Our map shows 3,538 ATMs in Switzerland. 3,330 have no known operator fee, 56 charge one and for 152 it is unclear.
Which ATMs cost what?
| ATM / operator | Operator fee | ATMs | Confidence |
|---|---|---|---|
| Bank ATMs (default) | free | 3,330 | medium |
| Euronet / independent operatorIndependent operators usually charge €2 to €5 and push you towards expensive currency conversion (DCC). | CHF 1.79–4.59 | 56 | medium |
| Operator unknownOperator not recorded in OpenStreetMap. | unclear | 152 | – |
ATMs in popular places
How to avoid fees
- Prefer the ATMs marked as free above.
- If the ATM offers to charge you in your home currency, always choose CHF (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
- Avoid Euronet and other independent operators, especially at airports and in tourist areas.
- Withdraw a larger amount once rather than small amounts several times.
- Check before your trip what your own bank charges for foreign withdrawals.
All tips for withdrawing cash abroad →
FAQ
Can you withdraw cash for free in Switzerland?
Yes. Bank ATMs in Switzerland usually don't charge foreign cards an ATM fee. UBS, PostFinance, Raiffeisen and the cantonal banks usually charge no operator fee.
Which ATMs are free in Switzerland?
Most bank ATMs. The map marks 3,330 ATMs with no known fee.
Which ATMs should I avoid in Switzerland?
Fees are charged mainly by: Euronet / independent operator (CHF 1.79–4.59). The fee is shown on screen before the withdrawal, so you can still cancel.
Should I pay in CHF or in my home currency?
If the ATM offers to charge you in your home currency, always choose CHF (without conversion). The ATM's own conversion (DCC) often costs 5–10%.
How up to date is this?
Fees were last checked on 2026-10-31. ATM locations come from OpenStreetMap. Fees can change; what counts is the screen at the ATM.
Sources
- reise-kroeten.de: Karten in der Schweiz (23.09.2026)
- you.co: Switzerland ATM Withdrawal Guide (09.06.2026)
- ATM Fee Saver: Travel ATM Fee Index 2026, Europa (10.06.2026)
- ATM Fee Saver: ATM Fees in 51 European Countries (06/2026)
- ATM Fee Saver: Cash and ATMs in Switzerland
- finanzguide.at: Bankomatgebühren Österreich 2026
- Vielfliegertreff: Geldautomaten außerhalb von Deutschland ohne Gebühr (Forum)